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发表于2025-02-14
The Psychology of Money pdf epub mobi txt 电子书 下载 2025
Doing well with money isn’t necessarily about what you know. It’s about how you behave. And behavior is hard to teach, even to really smart people.
Money―investing, personal finance, and business decisions―is typically taught as a math-based field, where data and formulas tell us exactly what to do. But in the real world people don’t make financial decisions on a spreadsheet. They make them at the dinner table, or in a meeting room, where personal history, your own unique view of the world, ego, pride, marketing, and odd incentives are scrambled together.
In The Psychology of Money, award-winning author Morgan Housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life’s most important topics.
Morgan Housel is a partner at The Collaborative Fund and a former columnist at The Motley Fool and The Wall Street Journal. He is a two-time winner of the Best in Business Award from the Society of American Business Editors and Writers, winner of the New York Times Sidney Award, and a two-time finalist for the Gerald Loeb Award for Distinguished Business and Financial Journalism.
- Make sure your mindset of money is clear - Money is never enough, what’s important is if it supports your living - Compounding factor is important, be friend with time - Save more spend smarter - Allow room for error for the unexpected changes - Volatility is the price of return, cost of admission to get return
评分不要贪,知道什么是enough;不要老想着跑赢大盘;少花钱多存钱然后看复利的力量;rich 是你花出去的钱,wealth 是你没花出去的钱; 财务自由可以买来自由,干啥的自由,不干啥的自由,和谁干的自由以及干多久的自由
评分学到很多。
评分本周的audiobook。无甚新意,降低了人们对致富的预期,要人们理性一点,从认清自己的实际需求做起。除了luck外,普通人能做的就是多储蓄,甚至是不需要理由的储蓄,以及be patient。比较好的部分是讲到投资选择和风险偏好时,提到了每个人都因为自己独特的背景和认知而不同,这里没有对错
评分Some lessons have to be experienced before they can be understood.
◻️C10 储蓄很重要,储蓄是在增加对生活的掌控度。为一个大件(车子、房子ect.)储蓄当然好,但即便没有一个具体的目标,也应该储蓄。制造储蓄就是在制造冗余(不仅是金钱上的冗余,也是心力上的冗余,后者比前者重要很多)。这章作者提到的另外一个观点也让我耳目一新:...
评分致富手段千百种,有許多书都在教导我們如何致富。但是守财只有一種方法:将一定程度的节俭和偏执结合起来。 掌控你的时间:就是金钱付给你最高的红利。最有价值的财富是有能力每天一早醒來时說:“今天我可以做任何我想做的事”。人人都想要变得更富有,好讓自己更快樂,幸福是一...
评分连续看到两个up主推荐且想练习下英语阅读所以找来读了的书。 现代社会,钱越来越不是简单的独立概念,健康且长期持续的方式赚到钱并持有钱,是人的认知和心智,对社会运作规律了解,持续与时俱进等多方面复合效应。不论对钱还是对了解人和社会运作,书里的很多点都是值得去思考...
评分1.每个人因为所处时代,所受教育,掌握资讯和参与的游戏不同,会做一些在外人看来crazy的事,but NO one is crazy. 2.在自己成功和失败时不要低估运气的作用 3.wealth and rich is different. wealth是没有花掉的钱,可以给我们生活的控制权,而这一点对幸福感贡献巨大。而且这...
评分The Psychology of Money pdf epub mobi txt 电子书 下载 2025