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发表于2025-02-16
The Psychology of Money pdf epub mobi txt 電子書 下載 2025
Doing well with money isn’t necessarily about what you know. It’s about how you behave. And behavior is hard to teach, even to really smart people.
Money―investing, personal finance, and business decisions―is typically taught as a math-based field, where data and formulas tell us exactly what to do. But in the real world people don’t make financial decisions on a spreadsheet. They make them at the dinner table, or in a meeting room, where personal history, your own unique view of the world, ego, pride, marketing, and odd incentives are scrambled together.
In The Psychology of Money, award-winning author Morgan Housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life’s most important topics.
Morgan Housel is a partner at The Collaborative Fund and a former columnist at The Motley Fool and The Wall Street Journal. He is a two-time winner of the Best in Business Award from the Society of American Business Editors and Writers, winner of the New York Times Sidney Award, and a two-time finalist for the Gerald Loeb Award for Distinguished Business and Financial Journalism.
後麵圍繞pessimism跟optimism的討論對得起書名,生動而有趣又不失啓發性。前半部分有幾點描述的好:1、拿現金換股票、房子,得到的就是股票、房子,不再是現金,如此簡單,卻又讓萬韆人頭破血流後仍心有不甘;2、沒誰的選擇是不可理解的,都隻是站在各自的個人經驗跟知識積纍做選擇,無論是judging自己還是他人,要理解視角區彆。最大的收獲是多思考wealth跟richness,作者這種付全款防止拿mortgage投資的意識是基於個人independent的目標,很值得參考,要維持足夠的現金持有。金錢隻是通嚮最終價值的橋梁,而人是無法棲居在橋上的,訓練適閤自己的金錢觀念第一步就是要瞭解自己的生活目標,否則自由不可期。
評分本周的audiobook。無甚新意,降低瞭人們對緻富的預期,要人們理性一點,從認清自己的實際需求做起。除瞭luck外,普通人能做的就是多儲蓄,甚至是不需要理由的儲蓄,以及be patient。比較好的部分是講到投資選擇和風險偏好時,提到瞭每個人都因為自己獨特的背景和認知而不同,這裏沒有對錯
評分這是一本很樸素的講投資的書。講過節儉的生活、提高儲蓄率、做那些讓夜晚能安睡的投資、持有一定現金而不是因為意外不得不賣掉股票、投資的意義(take control of your time)等等。沒有實操的方法論,就是一些投資理念的比較私人的闡釋。作為初學投資的人,我讀起來覺得很真誠,讀完也讓我更踏實,更相信一些樸實的眾人皆知的投資理念瞭。與時間做朋友,堅持指數基金定投。
評分用拼書書(pss.plus)看完,無用廢話和鬼扯例證太多,比 Naval 同期那本差遠瞭。居然還是 Amazon #1。
評分讀完之後,知道存錢的重要性。?
致富手段千百种,有許多书都在教导我們如何致富。但是守财只有一種方法:将一定程度的节俭和偏执结合起来。 掌控你的时间:就是金钱付给你最高的红利。最有价值的财富是有能力每天一早醒來时說:“今天我可以做任何我想做的事”。人人都想要变得更富有,好讓自己更快樂,幸福是一...
評分 評分 評分 評分The Psychology of Money pdf epub mobi txt 電子書 下載 2025