The Thoroughly Updated Guide to Reducing Tax Liability for the Trader and Serious Investor
What would you do to increase your trading profits by as much as 50%? Most traders and investors would do whatever it takes. Those same traders will much to often what the profits earned with their blood, sweat and tears shrink considerable as they prepare their tax returns. You have in your hands the easy-to-use tools that will protect your hard earned assets. Packed with proven strategies that reduce your tax exposure this comprehensive guide is completely updated with information and strategies for the most recent tax changes.
Here are invaluable business, estate, retirement planning, and tax-saving strategies that virtually anyone can implement within the new tax laws. It is simple to use and includes specific information to help traders reduce their tax liability, with individual case studies, real-world examples, and model tax returns. CPA and expert tax consultant Ted Tesser provides current solutions for the tax problems facing most U.S. traders, investors, and income earners today—excessive tax payments to federal and local governments, insufficient preparation for retirement, and, ultimately, the fate of bequests. In this book, Tesser shows everyone concerned:
-How to disinherit the federal government
-How Trader Status is upheld, even under audit
-How to augment underfunded retirement plans
-How to master the basiscs of estate tax planning
-How to integrate the "triple crown"—Tesser's latest strategy for tax avoidance and wealth accumulation—into your trading plan
…and much more.
Keep the profits you work so hard to earn, whether from trading, investing, or hard work—and take control of your financial destiny. The NEW Trader's Tax Solution has puts years of experience at your fingertips.
With the "triple crown," you will learn how to unleash the full power of Trader Status by combining it with a Trading Entity. You will also learn how to establish a Wlfare Benefit Trust to accomplish all these goals and more. This program enables you to take advantage of little known facets fot he tax law that have been on the books for almost three-quarters of a century. You'll learn how to:
-Contribute and deduct substantial amounts of money over any period of time
-Grow the principle in a fully tax-defered, 100% secure environment
-Access the money at a future date, not limited by age, income, or retirement plan status
-Avoid the restrictions of ordinary retirement plans by using the same techniques that have been used by America's largest corporations since 1928
Whether you are looking for last minute tax saving tips or trading techniques that position you for the optimal tax reduction, The NEW Trader's Tax Solution is a must-have addition to any trading library. Get the government to pick up the tab on this years trading profits, foot the bill for any trading losses, and increase your wealth by 50%, instantly. After putting Trader Status on the map, Tesser now takes it to another dimension, complete with real world case studies, illustrations, templates, and filled-out, ready to be filed tax forms.
Ted Tesser, CPA, is a partner with Tesser, Horowitz, and Ullmann, Inc. 1-800-556-9829, a firm serving clients around the world. He specializes in investment taxation, is an active trader, and is the author of Trader's Tax Survival Guide and the best-selling video Cut your Trading Taxes in Half!
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我是一名已经有五年交易经验的老手,自认为对IRS的规则还算了解,但这次阅读经历完全颠覆了我的一些固有认知。这本书最吸引我的地方在于它对“灰色地带”和最新判例的关注。税法是不断变化的,尤其是在数字资产领域,监管脚步总是慢于市场发展。这本书的作者显然紧跟时代脉搏,对于近两年法院对特定交易行为(比如洗售Wash Sale规则在不同金融衍生品中的适用性)的最新裁决,都有深入的解读和预测,这种前瞻性思维是很多传统税务书籍所欠缺的。它没有满足于教你如何“做对”,而是教你如何“做得更好,更安全”。我印象最深的是关于退休账户交易的部分,里面详细阐述了某些高风险策略在IRA或401(k)中可能触发的“禁售”条款,以及如何合法地规避这些陷阱。这种深度挖掘特定情景下的风险点,对于像我这样希望在合规框架内最大化交易灵活性的资深人士来说,价值无可估量。它的语言风格非常直接有力,没有多余的客套话,每一页都充满了干货,让人感觉时间花得非常值。
评分这部书真是个宝藏,我最近开始涉足股票和加密货币交易,一开始完全不知道该怎么处理税务问题,感觉像是面对一座大山,心惊胆战。市面上那些税务指南要么过于学术化,要么就是针对特定年份的,时效性不强,让人读起来昏昏欲睡。但这本书,它真的不一样。它的叙述方式非常接地气,像是有一位经验丰富的朋友坐在你旁边,一步步教你拆解那些复杂的税法条款。作者似乎深谙新手交易者的痛点,从最基础的“什么是资本利得”讲起,然后深入到如何精准记录交易流水,区分短期和长期收益,这些细节对于初学者来说至关重要,直接关系到你能省下多少不必要的税款。我尤其欣赏它关于“税务损失收割”(Tax-Loss Harvesting)那一章节的讲解,用非常形象的比喻,把一个听起来很专业的概念解释得通俗易懂,让我茅塞顿开,立刻就能上手操作。而且,它没有局限于美国本土的税法,对国际交易者也提供了很多有价值的参考方向,这在同类书籍中是比较少见的。这本书的价值不仅仅在于教你如何报税,更在于它塑造了一种前瞻性的税务规划思维,让我在每一次交易决策时,都会多想一步关于税务的后果,这无疑是成为一个成熟交易者的必修课。读完之后,那种对税务的恐惧感完全消失了,取而代之的是一种掌控感。
评分说实话,我本来对市面上那些所谓的“交易工具书”持保留态度的,很多都是华而不实,讲了一堆大道理却缺乏实操性。然而,这本作品的深度和广度远远超出了我的预期。它并不是简单地告诉你“你需要填写W-9”或者“你需要报告Form 8949”。它更像是为长期投资者和高频交易者设计的一本战略手册。我发现它对不同交易工具,比如期权、期货,以及新兴的NFTs和DeFi活动产生的税务影响进行了非常详尽的分析。很多细节,比如跨司法管辖区的资产转移如何影响成本基础的计算,连我聘请的注册会计师(CPA)一开始都没能立刻给出明确的答案,而这本书里却有清晰的案例分析和参考法规引用。这种严谨性让人非常信服。我特别喜欢它在介绍复杂税务策略时,会同时列出其潜在的风险点,确保读者不会因为追求税收优惠而陷入合规泥潭。对于那些交易量较大、资产结构复杂的专业人士来说,这本书提供的不仅仅是合规指南,更是一套优化现金流和长期财富积累的底层逻辑。读完之后,我立刻回去重新梳理了过去三年的交易记录,发现了一些可以合法优化的地方,这带来的财务效益是实实在在的。
评分如果你是一个对细节有着近乎偏执要求的交易者,这本书绝对值得拥有。我过去在填写税表时,最头疼的就是那些表格之间的交叉引用和数字的衔接。这本书的结构安排非常巧妙,它不是按时间顺序组织内容,而是按“交易类型”和“税务后果”来划分章节,逻辑性极强。比如,它会把所有涉及“期权行权”的税务影响放在一个模块内,把“涉及外国公司的股票”的税务处理放在另一个模块。这种模块化的设计,使得你在需要查找特定问题的解决方案时,能够迅速定位,效率极高。更出色的是,书中附带了大量的流程图和决策树,清晰地展示了面对一个税务问题时,应该先考虑A,再判断B,最后选择C或D的路径。这对于那些习惯于系统性解决问题的人来说,简直是福音。我用它来指导我的年度税务准备工作,发现比以往任何一年都更加流畅和自信,很少需要跳页查阅,因为作者已经把逻辑链条为你铺设好了。它真正做到了将复杂的税务流程“工程化”。
评分这本书在提升我的税务意识方面起到了至关重要的作用。在阅读之前,我总觉得报税是每年一次性的、痛苦的任务,是交易结束后必须处理的“麻烦事”。但这本书让我明白,税务规划应该是贯穿于整个交易周期的主动管理行为。它引导我从一个被动的“记录者”转变为一个主动的“规划者”。例如,书中关于“年度交易量和持仓结构的战略调整”如何影响来年的税率结构,提供了一些非常实用的建议。它甚至讨论了在年底前对投资组合进行小幅调整,以优化次年的资本利得和收入比例的策略,而不是等到年初才来匆忙应对。这种深入到“行为经济学”层面的税务考量,是市面上其他技术性书籍所没有的深度。通过阅读,我学会了如何利用合法的税收递延工具,最大化我的资金的复利效应,而不是让税款过早地侵蚀我的本金增长。这本著作,与其说是一本税务书,不如说是一本结合了金融战略和税务合规的“交易哲学”指南。
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